Skip to main content

The first step towards debt....

Ok so I know Dave Ramsey says you should pay for college with cash, but Dave Ramsey doesn't live at my house where we live paycheck to paycheck and where 1 income just doesn't cut it, but for now that's what we have to do while I start nursing school. Sooo, that brings me to the dreaded student loan. Man was it easy to get. Amazing how quickly one can become $10,000 in debt in just a few minutes. I mean seriously, I went from NO debt to now being $10,000 in debt. I mean it's pretty mind blowing when I sit down and think about it. I'm a no credit card/charge card kind of girl. My car is a clunker, but it's 100% paid for and the only real "bill" I have is our cell phone, to now being $10,000 in debt with the amount going up every year I remain in college, which looks to be about 3 more years. Wow, I just can't even wrap my head around how much debt I will have incurred by the time I finish school. Thank God the career I chose at least has a decent paycheck attached to it, but still this is scaring the pants off of me!! I think I'll seriously look into scholarships for next year. Do they have scholoarships geared toward geezers, lol.


Comments

  1. Oh I love Dave Ramsey! This is why I am paying out of pocket for school now and pretty much pay for my daughter as much as we can too.( Of course she had to get some loans) Of course I'd love to say I can live the way he suggests but we are just not there yet! I would love to be debt free... but in reality, college is too dang expensive!

    ReplyDelete
  2. Agreed Christine!! For all my pre-req classes I paid out of pocket, but I knew once I started nursing school that there would be no way. Especially knowing that I didn't plan on working, at a minimum for the first semester. Although I agree with most everything Dave Ramsey says, the one thing I disagree on is going into debt for your education. That is the ONE thing I believe in allowing yourself to go into debt for.

    ReplyDelete

Post a Comment

Popular posts from this blog

I'm still alive!! Tomorrow is the NCLEX!

So as you can see I have GRADUATED!!!!!!!!!!!!!!!!!!!!!!!! Woohoo!!  I am SO happy that nursing school is over, but can we say holy terrified?  Tomorrow is the NCLEX & I feel thoroughly unprepared.  Fortunately our school provided us with the HURST Review  and even though I have been studying this for about 2 weeks now I still feel completely terrified to actually take the test.  Of my former classmates I know of one so far who has failed....so scary... The rest of them are chugging along & passing on a daily basis, hopefully I will be one of them! But to rewind, here are a few pics from graduation & my graduation party that my precious husband & sister threw for me: That's my baby girl to my right, she looks taller than me!   I seriously couldn't have been cheesing any harder!! My nursing bestie & his bf hiding in the back! My study buddy!   My inlaws, aren't they precious!! Definitely one of the best days of my life!

I feel so inadequate...

So today I was reading Sophia's blog over at All Things NP , she's a NP student at Penn State.  As I was reading about her interview process with Penn State & her rotations & her Sim Man day I started thinking, I am nowhere NEAR as smart as she is.  I still struggle with what lab values are correct, much less IF they're off then why??!!  I know that I don't put in as much time studying as some of my other classmates do and all of this makes me really doubt myself.  When will this stuff start to really click? When will I start to KNOW this stuff?  I wish I could spend more time studying than I do & in all honesty I probably could, but I also have a very busy life.  I know that's not an excuse as everyone has their own "stuff", but I was seriously thinking as I was reading over her blog that I really need to buckle down & start reading a bit more.  I definitely need to start studying more.  I mean, I'm doing fine in my classes but PERSON

MedSurg - Ortho Floor....

Ok can we say TOTAL snooze fest???  Today was our first official day on the MedSurg floor, but unfortunately since the professor figured we might be overwhelmed with over 15 pages of clinical paperwork due in one night, we weren't really able to do much (meaning no passing of meds).  We were basically put into the PCT roles.  So, pretty much it felt like last semester's clinical all over again, a bunch of elderly people, except for these ones have total hip replacements instead of just being old.   And let me tell you I can say with almost 100% assurance that working on the Ortho wing of the MedSurg floor is NOT where I see my future nursing self.  I mean maybe it was just my perception, but I saw the nurses basically in the same role as they were in the nursing home.  Going from patint room to patient room passing meds.  BORING!!!!!!!!!!!!!!  I hate that we don't get an ER rotation, I REALLY think that I would like that much more, except that as a new nurse I just don'