Ok so I know Dave Ramsey says you should pay for college with cash, but Dave Ramsey doesn't live at my house where we live paycheck to paycheck and where 1 income just doesn't cut it, but for now that's what we have to do while I start nursing school. Sooo, that brings me to the dreaded student loan. Man was it easy to get. Amazing how quickly one can become $10,000 in debt in just a few minutes. I mean seriously, I went from NO debt to now being $10,000 in debt. I mean it's pretty mind blowing when I sit down and think about it. I'm a no credit card/charge card kind of girl. My car is a clunker, but it's 100% paid for and the only real "bill" I have is our cell phone, to now being $10,000 in debt with the amount going up every year I remain in college, which looks to be about 3 more years. Wow, I just can't even wrap my head around how much debt I will have incurred by the time I finish school. Thank God the career I chose at least has a decent paycheck attached to it, but still this is scaring the pants off of me!! I think I'll seriously look into scholarships for next year. Do they have scholoarships geared toward geezers, lol.